NudgeLedger
Verify → age → follow up → reconcile

Keep every invoice, payment, and next promise in the same trail.

A calm receivables follow-through tool for small operators—not a debt-collection system.

Invoice follow-up tracking for solo operators

$5.99 / month after a 7-day free trial · Eligible new members · Cancel online in one click

06specialist tools
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Receivables by due date
01 · Open invoices02 · Aging & terms03 · Follow-up reviewINVOICE AGING
A SIGNATURE MEMBER INSTRUMENT

PRIVATE WORKSPACE · MEMBERS ONLY

Receivable Tide

A receivables landscape showing aging concentration, held balances, and review priority.

See membership and trial
CURRENT1–3031–6061–9090+MEMBER WORKSPACE · SIGNATURE TOOL
ILLUSTRATIVE PREVIEW · INTERACTIVE TOOL AVAILABLE INSIDE MEMBERSHIP
Built for the real work

Six specialist tools. One clear operating flow.

Each capability has its own job, inputs, method, and reviewable output. Your member workspace keeps the work, its assumptions, and its next step together.

01 OF 06

See how overdue balances stack against time and attention

Plot the full aging ladder, held balances, and largest-account concentration in one receivables landscape. The review path prioritizes reconciliation and pauses disputed cases.

Receivable Tide
02 OF 06

What is open—and for how long?

Match the invoice to cleared payments and credits before aging it. A balance/status conflict or dispute pauses the reminder workflow until reconciled.

Invoice aging
03 OF 06

Write from verified facts

Choose the stage and tone; get a factual draft with the invoice reference, remaining balance, agreed due date, and a simple way to resolve a mismatch.

Considerate reminder
04 OF 06

Estimate a conservative collection window

Estimate cash timing from reconciled open invoices, keeping held or disputed balances out of the collection scenario. Use your own historical rate; this is not a promise that a customer will pay.

Collection scenarios
05 OF 06

Reconcile the balance before any reminder

Subtract verified payments, credits, and write-offs from the invoice face value; route disputes, holds, and unallocated payments away from automatic follow-up.

Balance check
06 OF 06

See where overdue exposure is concentrated

Summarize balances across aging buckets, compare the largest account with total exposure, and prepare a review order based on amount and age—not assumptions about a customer.

Portfolio aging
Show, don’t promise

See the kind of work it produces.

These are static demonstrations using invented sample details. The interactive tools, saved analyses, and account history live inside the paid workspace.

Receivable Tide$3,525.00 overdue · 14 day weighted age

ILLUSTRATIVE EXAMPLE · NOT LIVE DATA

Receivable Tide · aging concentration map

$8,325.00 across 18 accounts · 14.4% entered largest-balance concentration.

Not yet due$4,800.00
1–30 days$2,100.00
31–60 days$950.00
61–90 days$300.00
Not yet due
4800
1–30 days overdue
2100
31–60 days overdue
950
61–90 days overdue
300
RECEIVABLE TIDE
As-of aging buckets:
Not yet due: $4,800.00
1–30 days: $2,100.00
31–60 days: $950.00
61–90 days: $300.00
90+ days: $175.00
Total entered: $8,325.00
Overdue: $3,525.00
Amount-weighted midpoint age: 14 days (descriptive estimate)
Largest account concentration: 14.4%
Held/disputed accounts: 2 / 18

Review reconciled balances, unapplied cash, agreements, and dispute status first. Aging and concentration do not judge creditworthiness or determine a collection action.
Invoice aging$325.00 verified open amount

ILLUSTRATIVE EXAMPLE · NOT LIVE DATA

INV-104 · 1–30 days

Issued 2026-09-01 · due 2026-09-15 · 18 days since due · state Open.

Invoice reference
INV-104
Invoice date
2026-09-01
Agreed due date
2026-09-15
Original amount
325
RECONCILIATION CHECK
[ ] Match the current invoice copy and customer account.
[ ] Subtract cleared payments and credits.
[ ] Confirm the agreed terms and due date.
[ ] Check whether a dispute, hold, or payment promise is open.
[ ] Record the next action and date.

Last contact recorded: 2026-09-18 · promise date: 2026-10-02
Considerate reminderReady for your review

ILLUSTRATIVE EXAMPLE · NOT LIVE DATA

Verified-fact message draft

Stage First overdue check-in · remaining balance must be verified immediately before sending. This tool does not send.

Customer label
A. Client
Invoice reference
INV-104
Verified open balance
325
Agreed due date
2026-09-15
Hi A. Client,

I’m following up on invoice INV-104 for $325.00, due 2026-09-15. Could you let me know whether you need another copy or have a question?

Reply if you need another copy

PRE-SEND REVIEW
No last-contact date in the aging review. Verify the current conversation thread for a reply or newer contact, recheck cleared payments, invoice status, terms, and permission, then decide whether to use this draft. Nothing is sent automatically.

Thank you.
Collection scenarios$1,855.00 open · $742.00 illustrative from $1,855.00 eligible balance

ILLUSTRATIVE EXAMPLE · NOT LIVE DATA

Receivables timing sensitivity

Excluded $0.00 held / disputed / unverified balance. At the owner-entered 40% collection assumption, estimated cash is 212% of the stated $350.00 near-term gap.

Not yet due balance
900
1–30 days overdue
480
31–60 days overdue
275
61–90 days overdue
120
RECONCILED OPEN TOTAL: $1,855.00
Held / disputed / unverified (excluded): $0.00
Eligible open balance for this scenario: $1,855.00
Owner-entered collection sensitivity: 40%
Illustrative selected share: $742.00
Known cash gap: $350.00
Coverage of stated gap: 212%
Difference after illustrative share: $0.00

This is a sensitivity calculation, not a collection forecast. Reconcile invoices, cleared deposits, and credits. Verify each expected receipt and obligation before any cash decision; held or disputed amounts stay excluded.
Balance check$540.00 open after listed adjustments

ILLUSTRATIVE EXAMPLE · NOT LIVE DATA

Reconciled invoice balance

INV-208 - due 2026-09-15 - status Open - unallocated cash $0.00.

Invoice face940
Payments-400
Credits
Write-offs
Customer reference
Example account
Invoice reference
INV-208
Invoice face amount
940
Payments received
400
BALANCE CHECK - Example account - INV-208
Invoice face: $940.00
Cleared payments: -$400.00
Approved credits: -$0.00
Approved write-offs: -$0.00
Remaining: $540.00
Unallocated payments: $0.00
Agreed due date: 2026-09-15

If appropriate, compare this balance with the source ledger, then draft a factual reminder for human review.
No message is sent automatically.
Portfolio aging$3,525.00 overdue - weighted age 14 days

ILLUSTRATIVE EXAMPLE · NOT LIVE DATA

Receivables aging concentration

$8,325.00 total open across 18 account(s) - largest entered balance share: 14.4% - 2 held/disputed account(s).

Not yet due$4,800.00
1-30 days$2,100.00
31-60 days$950.00
61-90 days$300.00
Not yet due
4800
1–30 days overdue
2100
31–60 days overdue
950
61–90 days overdue
300
AGING REVIEW - 2026-09-29
Not yet due: $4,800.00
1-30 days: $2,100.00
31-60 days: $950.00
61-90 days: $300.00
Over 90 days: $175.00
Total open: $8,325.00
Overdue: $3,525.00
Amount-weighted age estimate: 14 days
Largest account / total: 14.4%
Held or disputed accounts: 2

Review source balances, unapplied cash, payment plans, and hold status. Start with accurate reconciliation and agreed terms; concentration is descriptive and not a credit or customer-quality score.
The method

Make a better call with a little more context.

Reconcile what is actually open before contacting anyone. Separate a dispute or payment promise from an ordinary overdue balance.

01 / INPUT

Bring the real operating details

Use the numbers, dates, choices, and context specific to the decision in front of you.

02 / ANALYSIS

See the working, not a black box

Every tool explains its calculation or sorting method and flags assumptions that need a human check.

03 / FOLLOW-THROUGH

Keep a record and choose the next move

Members can save results to their private workspace, revisit past work, and build a repeatable process.

A useful first week

Put the complete NudgeLedger workspace to work.

Membership includes all 6 specialist tools, the service-specific Operations Desk, account-synced work queues, saved analysis history, service insights, and a field method guide.

Import a supported file or start with your service details, then generate a prioritized, service-specific action pack you can review, save, and export.

A payment method is collected at secure checkout. Trial eligibility and the exact renewal date are shown before checkout. Cancel from Account before the trial ends to avoid the first monthly charge.

$5.99 / monthper month after eligible 7-day trialCreate account or sign in
Clear terms

Use it on your terms.

What happens during the trial?

Eligible new members receive seven days of access. Checkout displays the renewal date and monthly price before a payment method is submitted.

Can I cancel without contacting support?

Yes. Sign in, open Account, and use the cancellation control. Renewal turns off in one step; access continues through the current paid period.

Are the examples live customer data?

No. Every public example uses illustrative data. Your saved analyses are private to your account.

What can I do with a result?

Review the calculation, save it with related service history, and export a service-specific action pack. You choose what to apply next.